About Us
Customized Insurance Solutions
We have years of insurance experience helping clients prepare for the unknown. Ask us about:
- Individual, Family & Business Life Insurance
- Group Employee & Executive Benefits
- Disability Income Plans
- Health Insurance
- Long Term Care & Home Health Care Plans
- Medicare Health Plans
- Vision, Dental & Hearing Plans
- Annuities
- Surety Bonds
We can access many different insurance products so you can get the right one for you.
Assessing Need
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.
Building Relationships
Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.
Our Services
Our Mission Statement
Driven by the desire to provide clients a better financial future by providing world class solutions with trust and integrity. NorthStar Trust Advisors is your homegrown Insurance Agency.
Services
We offer a free insurance review of your existing policies to answer any questions that you may have and check it's current status. It is important to check if your ownership, payor and beneficiaries are up to date.
Free Quotes
Generally we provide up to three quotes from the 20+ carriers that we are appointed to offer you the best coverage for you. We also have access to over 80+ carriers thru two Brokerage Services that we are members of. Appointed to carriers from Gerber's to Lloyd's of London, and in-between.
Life Insurance
Final Expenses, Guaranteed Issue Graded Benefit Plans, Loss of Income Coverage, Mortgage Protection, Business Employee & Executive Life Plans. From $5000 to Multiple Million dollar coverage, Term, Indexed Universal and Participating Whole Life policies. We work closely with our Underwriters and Brokers to bring your coverage at the most competitive rates.
Medicare & Senior Care Plans
We are AHIP Certified and offer Medicare Supplements, Medicare Advantage Plans, Part D Prescription Plans, Long Term Care and Home Health Care Plans. We are appointed to all major carriers for Medicare Advantage Plans to assist you in the best possible healthcare.
Group Worksite Benefits
We are specialists in employee and executive benefits including group health plans, group life and supplementary benefits. insurance. Learn how as a business owner that you can save money on taxes when offering employee benefits and not pay any of the premiums. In addition we offer competitive group health rates and 403(b)457(b) group sponsored employee retirement savings programs.
Health Insurance
If you are under 65 and have lost your health insurance benefits, or retired early, looking for a substitue for the marketplace health coverage, we offer a low cost temporary health insurance plan that has a physician network and a prescription benefit called Pivot Health. Go to https://pivothealth.com/product/short-term-health-insurance/agent/69324/?utm_source=69324&utm_medium=69324&utm_campaign=agents
Surety Bonds
Surety Bonds are a great way to guarantee that a large investment in a project is not lost-whether or not the work gets done. A good example is, imagine a contractor is building a new office building for a government agency. The agency wants a guarantee that the taxpayers won't be out of pocket if the contractor fails to deliver the office as promised. Hence, a Surety Bond. Some other types; Commercial License, Contract Bonds, Freight, Court Types, Fidelity Bonds, License Bonds, Lottery Bonds just to name a few. We can offer indiviual types to corporate bonds, nationally or internationally up to $350,000,000. Call Tony at 1-800-208-5830 ext 101.
Our Community Connections
Chamber Members
We believe in being active in our business community by being active members, sponsors, Ambassadors and a member of the Small Business Committee
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Active Community Involment
In the Golden Isles we have been involved in Habitat for Humanity, Kiwanis, Brunswick Stewbilee, Special Olympics, Walk to End Alzheimer's and College of Coastal Georgia's Entrepreneur Mentorship Program.
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Medicare Education
We are AHIP Certified and offer an instructional presentation on how Medicare works and the differences between all types of the Medicare Plans. We review your Providers and Prescriptions to make sure you are getting the care from who you want and the best care available.
Our Team
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Tony Montenegro, LUTCF, Director
Tony is our Founder and Director at NorthStar Trust Advisors, he has been in the Insurance Industry over 31 years serving as an agent with Equitable, Liberty National Life, AIG Financial Network, Mass Mutual prior to founding NorthStar Trust Advisors. He has performed as an agent, manager, trainer, recruiter, payroll specialist and underwriter in the Industry. He has received multiple Industry awards such as multiple National Achievement Awards, LUTC Eagle Award and was Two-Time President of the Brunswick National Association of Financial Advisors. Tony's email is tony.montenegro@northstartrustadvisors.com. Tony's phone munber is 1-800-208-5830 Extension 101.
Patricia Morris, Regional Director
Patricia has been in the Insurance Industry since 2002 and has worked as an agent, payroll specialist, recruiter, trainer, and agency director for several carriers. Patricia brings tremendous leadership skills and has received many Industry Awards. Patricia currently lives in Tifton, Georgia. Patty's phone number is 1-800-208-5830 Extension 102.
Michael Mulligan, Regional Director
Michael joined NorthStar Trust Advisors in January 2021, he has been a licensed Life & Health agent since 2011 with a wide background in Health and Medicare sales. Michael is responsible for heading up our Telemarketing Division and lives in Brunswick, Georgia. His phone number is 1-800-208-5830 extension 103.
Wendy Reach, Administrator
Whitney joined NorthStar Trust Advisors in 2020, and is our Administrator. She is a life long resident of Glynn County and a 2012 Graduate of Altamaha Technical School.
Jeff Fiveash, Financial Professional
Jeff joined the Insurance Industry in 2015 and is an agent with experience as a payroll specialist, life and a Medicare Specialist. Jeff lives in Adel, Georgia.
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Kimberly Kennedy, Financial Professional
Kimberly joined the Insurance Industry in 2016, and is an agent with experience as a payroll specialist, life and a Medicare Specialist. Kimberly reside in Tifton, Georgia.
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Steven Whiltley III, Financial Professional
Steven has been in the Insurance Industry since 2018 and his experience is with as a Payroll Specialist, Life and a Medicare Specialist. Steven lives in Douglas, Georgia
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Misty Cupp, Financial Professional
Misty joined NorthStar Trust Advisors in 2019. Prior to the Insurance Industry, Misty worked in the Medical Profession for 11 years. She has joined as a Life Specialist.
Carol Hendry, Financial Professional
Carol became a licensed agent in 2018 and she is a life specialist. She currently lives in Savannah, Georgia